Even though bankruptcy discharges your personal obligation to pay a secured debt, the lien on your property will remain.
Any amount of a debt that is secured by property, will remain. Any amount that is not secured by the property, will be discharged. For example, if you your purchased a tv on credit, if you default on your payment the creditor has the right to the collateral (the tv). If the value of the tv is less than the amount you owe, the remaining amount will be discharged.
For more information regarding liens and Chapter 7 bankruptcy, contact our office at (586) 264-3756.