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Health Insurance Rules in the No-Fault Law

Serafini, Michalowski, Derkacz & Associates

If you are fortunate enough to have primary health insurance you and you are involved in an auto accident, you have the unfortunate responsibility of making sure you stay within your primary plan’s coverage zones and obtain medical care by providers who subscribe to your primary health care insurance plan. If you do not do this, your no-fault carrier may have a good reason to deny payment of those bills.

However, there are some exceptions to staying within your coverage plan. One of those exceptions would be if your primary health care plan does not provide for the specialty care or services needed in connection with your auto related injuries. This is an intricate analysis and usually involves injuries which are catastrophic.

If you have been injured in an auto accident and are faced with inadequate health care service choices call our office for guidance so that we can explore getting you the treatment that is reasonably necessary and not necessarily that which is connected to your primary health care plan. If faced with this type of scenario, you need an expert no-fault lawyer. Our office has lawyers who are expert no-fault attorneys who have dealt with these issues. We can help you get the treatment you need and make your recovery less stressful so that you do not have to maneuver the complicated no-fault law on your own.

Related Posts: An Overview of the Personal Injury Process, Why You Should Report All Drivers On Your Car Insurance, No-Fault Insurance Change, One Step Closer to Justice for Grieving Family

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