Menu Contact
Serafini, Michalowski, Derkacz & Associates, P.C.
free initial consultation
(866) 316-2867

LTD Case Examples Archives

SMDA convinces LTD Insurer to reverse claims denial decision for Cognitive Issues

SMDA recently convinced Cigna (Life Insurance Company of North America) to overturn a claims denial decision for an individual who is suffering from significant cognitive deficits as the result of some as yet undiagnosed condition.

Court rejects Cigna's denial of claim by paralyzed claimant

In this recent case out of Louisiana the court rejected Cigna's (Life Insurance Company of North America) efforts to deny a claim by a man who was permanently paralyzed and wheelchair bound. The claimant, Mr. Hughes, had been employed as an electrician when he was forced to stop working as a result of his paralysis. While Cigna initally approved his claim for LTD benefits in 1999, what followed was very troubling.

6TH CIRCUIT COURT OF APPEALS OVERTURNS AETNA"S LTD DENIAL DECISION

A panel of the 6th Circuit Court of appeals recently overturned Aetna Life Insurance Company's decision denying LTD benefits to one of our client's. In Mckenna v Aetna Life Insurance Co. the court found that Aetna improperly rejected our client's claim for benefits.

SMDA convinces LTD Insurer to overturn claims denial decision

SMDA recently convinced an LTD insurer to overturn its claims denial decision by filing a comprehensive administrative appeal on behalf of our client. SMDA's client had filed a claim for disability benefits as a result of serious depression and anxiety. The LTD insurance company originally denied the claim contending that since the claimant was still able to care for her profoundly disabled teenager she was not entitled to disability benefits.

CIGNA OVERTURNS LTD CLAIM DENIAL AFTER SMDA APPEAL

SMDA prepared a comprehensive administrative appeal on behalf of a gentleman who had been forced to stop working as a press operator as a result of ongoing orthopedic problems with his neck. He had underwent cervical discectomy surgery as a result of his serious neck pain and radiculopathy. The surgery was only partially successful leaving him with residual pain and problems.

INSURER AGREES TO REINSTATE ERISA LTD INSURANCE BENEFITS

The Standard Insurance Company recently agreed to reverse its decision to deny LTD benefits to a client of the firm who had ongoing and persistent back problems. The Standard denied the claim ostensibly because "the medical records do not provide substantiation of a significant Physical or Mental Disease process which would render you Disabled."

How Can We Help You?

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy